Is skip tracing legal? Generally, yes. Here are the rules that apply.
Looking up an owner’s phone number is generally legal. The main rules are about what you use the data for and how you call. Each rule below is cited to its text and dated.
01The short answer
Generally legal to look up. Regulated to use and to call.
Short answer
Generally, yes. Looking up owners in public and commercial records is generally legal. Some sources are restricted (DMV records, under the DPPA), and the main rules cover how you use the data and how you contact people (calling hours, do-not-call lists, and consent before autodialed or prerecorded calls to cell phones).
Tracer data can’t be used for credit, jobs, insurance or tenant screening (our acceptable use policy), and Tracer uses no driver or vehicle records.
02What you use it for
Tracer data: never for credit, jobs, insurance or renting.
The Fair Credit Reporting Act (FCRA) is about consumer reports. Tracer’s data is sold for marketing, not as a consumer report, and it mustn’t be used as one.
A “consumer report” means “any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer’s credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer’s eligibility for” credit or insurance for personal, family or household purposes, employment purposes, or another purpose the act authorizes.
The act lists when a consumer report may be furnished, among them a credit transaction, employment purposes and the underwriting of insurance (15 U.S.C. §1681b(a)(3)).
Tracer isn’t a consumer reporting agency and its data isn’t a consumer report: it’s marketing contact data. Our acceptable use policy forbids using it to decide anyone’s eligibility for credit or loans, employment, insurance underwriting, housing or tenancy, or any other FCRA purpose. Use it to reach owners about their property.
Sources, checked Sept 30, 2026: 15 U.S.C. §1681a(d)(1); 15 U.S.C. §1681b(a)(3).
03Vehicle records
Driver and vehicle records: off limits for marketing without consent.
The Driver’s Privacy Protection Act (DPPA) bars a state department of motor vehicles from knowingly disclosing personal information from a motor vehicle record except for the uses the act lists (18 U.S.C. §2721(a)). Marketing is named on that list only in (b)(12): “bulk distribution for surveys, marketing or solicitations if the State has obtained the express consent of the person” (§2721(b)(12)). Separately, any requester may use the records with the written consent of the person they’re about (§2721(b)(13)). And it’s unlawful for anyone to knowingly obtain or disclose that information for a use the act doesn’t permit (18 U.S.C. §2722(a)).
Tracer uses no DMV or vehicle data. A trace works from the owner’s name and mailing address.
Sources, checked Sept 30, 2026: 18 U.S.C. §2721; 18 U.S.C. §2722(a).
04How you call
Federal calling rules: hours, Do Not Call, consent.
Two federal rule books cover sales calls: the FCC’s rules under the Telephone Consumer Protection Act (47 U.S.C. §227 and 47 CFR 64.1200) and the FTC’s Telemarketing Sales Rule (16 CFR Part 310; the calling rules below are in 16 CFR 310.4).
They apply to telephone solicitations and telemarketing, which the FCC’s rule defines as “the initiation of a telephone call or message for the purpose of encouraging the purchase or rental of, or investment in, property, goods, or services…” (64.1200(f)(13), (f)(15)). A telephone solicitation doesn’t include a call to someone who gave prior express invitation or permission, or with whom you have an established business relationship ((f)(15)(i)-(ii)). Whether your calls fit is a question for your lawyer; the checklist below lists the main points either way, not every rule.
“No person or entity shall initiate any telephone solicitation to: (1) Any residential telephone subscriber before the hour of 8 a.m. or after 9 p.m. (local time at the called party's location)”
Calling hours
8 a.m. to 9 p.m. federally, their time
No telephone solicitation to a residential subscriber before 8 a.m. or after 9 p.m., local time where the person you’re calling is (47 CFR 64.1200(c)(1)), and the FCC applies that to cell phones too (64.1200(e); see the note below). The FTC’s rule sets the same hours for outbound telemarketing calls to a person’s residence (16 CFR 310.4(c)). Calling Florida numbers? The Florida Telemarketing Act has its own rules (section 501.616, Florida Statutes): read it before you set your hours. Our sister site, LeadsUp Call Center, keeps a calling hours by state table with a “can I call now?” checker.
National Do Not Call Registry
Scrub against it before you dial
No telephone solicitation to a residential subscriber whose number is on the national registry, and a registration is honored indefinitely, until it’s cancelled or removed (47 CFR 64.1200(c)(2)). The safe harbor, for a call made in error, asks for all of these: written procedures, trained staff, a recorded list of numbers you may not call, a registry copy no more than 31 days old and registry access bought from its administrator ((c)(2)(i)). A call to someone who gave permission in a signed, written agreement that includes the number to call is also outside the ban ((c)(2)(ii)). The FTC’s rule bars sales calls to registered numbers unless the seller has the person’s written agreement or an established business relationship (16 CFR 310.4(b)(1)(iii)(B)).
Your own do-not-call list
Write it down, and stop when they ask
Before any telemarketing call to a residential subscriber, have a written do-not-call policy, available on request, and callers trained on your do-not-call list (47 CFR 64.1200(d)(1)-(2)). Record every request not to be called and honor it within a reasonable time, never more than 10 business days, for 5 years. Give the caller’s name, the company’s name and a phone number or address where it can be reached (47 CFR 64.1200(d)). The FTC’s rule also bars calling someone who has said they don’t want calls from that seller (16 CFR 310.4(b)(1)(iii)(A)).
Autodialers and recorded voices
Dial cell phones by hand
The TCPA restricts calls to cell phones made with an autodialer or a prerecorded voice (47 U.S.C. §227(b)(1)(A)(iii)). For a telemarketing call, the FCC’s rule asks for the called party’s prior express written consent (47 CFR 64.1200(a)(2)), and the same goes for a prerecorded telemarketing message to a home line ((a)(3)). What counts as an autodialer, and what applies whatever the dialer: Can you autodial skip traced numbers?
The registry is run by the FTC. Its page for telemarketers is where you get the numbers to scrub; the first five area codes in a subscription are free (telemarketing.donotcall.gov). The FCC’s calling-hours and do-not-call rules ((c) and (d)) also reach telephone solicitations, telemarketing calls and texts to wireless numbers, to the extent the FCC’s 2003 order describes (64.1200(e)).
Sources, checked Sept 30, 2026: 47 U.S.C. §227; 47 CFR 64.1200; 16 CFR 310.4; telemarketing.donotcall.gov.
05Florida
Florida keeps its own list and its own calling laws.
The Florida Department of Agriculture and Consumer Services (FDACS) keeps Florida’s own do-not-call list: residents subscribe free, and a number stays on the list indefinitely (FDACS: Florida Do Not Call). The state law behind it is the Florida Telephone Solicitation Act, section 501.059, Florida Statutes. Florida also has the Florida Telemarketing Act, with its own rules for calls to Florida numbers in section 501.616, Florida Statutes.
We tried to read both sections on the Legislature’s statute sites on Sept 30, 2026, and they didn’t open, so this guide doesn’t summarize what either requires. Read both before you call Florida numbers, and before you set your calling hours. The federal law leaves room for stricter state rules on calls within a state (47 U.S.C. §227(f)(1)).
Sources, checked Sept 30, 2026: FDACS: Florida Do Not Call; section 501.059, Florida Statutes; section 501.616, Florida Statutes; 47 U.S.C. §227.
06Texting
Tracer sends no texts. Our callers call.
Tracer sends no texts, and our done-for-you service calls the list; it doesn’t text it. Texts are covered by the Telephone Consumer Protection Act too (47 U.S.C. §227; 47 CFR 64.1200(e)), with consent rules this guide doesn’t cover.
Sources, checked Sept 30, 2026: 47 U.S.C. §227; 47 CFR 64.1200.
07Checklist
Before you dial, and where Tracer helps.
The main points above as a list (not every rule), and the parts of it a trace takes care of. The rest is yours.
Before you dial
- Scrub the National Do Not Call RegistryWith a copy no more than 31 days old, and keep a record of when you did it.
- Check the state’s list and laws tooFlorida keeps its own list; read its laws for what they ask of callers (section 501.059 and section 501.616, Florida Statutes).
- Write it down and train your callersA written do-not-call policy, available on request, and callers trained on it (47 CFR 64.1200(d)(1)-(2)).
- Keep your own do-not-call listHonor every opt-out within 10 business days at most, and for 5 years.
- Call within the hours8 a.m. to 9 p.m. federally, the owner’s local time; a state can be stricter. Florida numbers: read section 501.616 of the Florida Statutes before you set your hours.
- Dial by hand, no recordingsNo autodialer or prerecorded voice to cell phones, and no prerecorded telemarketing message to a home line, without prior express written consent.
- Say who you areYour name, your company, and a phone number or address.
- Keep recordsRegistry copies, scrub dates and every opt-out request.
- Marketing use onlyTracer data can’t be used for credit, jobs, insurance or tenant screening (our acceptable use policy).
Where Tracer helps
- Phone 1 is DNC-flaggedThe best number (Phone 1) is flagged against your do-not-call list and ours. It isn’t checked against the National Do Not Call Registry: you still scrub that.
- Phone 1’s line typeMobile or landline, so you know whether the best number is a cell phone before anyone dials.
- Phone 1’s caller name (CNAM)Checked against the owner, so fewer calls reach someone who isn’t the owner.
- Marketing contact data onlyNot a consumer report; the acceptable use policy says what it can’t be used for.
- Tracer sends no textsIf you’d rather not dial, our done-for-you service calls the list for you; it doesn’t text it.
08Sources
Every source, with the day we read it.
| Source | What it is | Checked |
|---|---|---|
| 15 U.S.C. §1681a(d)(1) | Fair Credit Reporting Act: what a consumer report is | Read Sept 30, 2026 |
| 15 U.S.C. §1681b(a)(3) | Fair Credit Reporting Act: the purposes a consumer report may be furnished for | Read Sept 30, 2026 |
| 18 U.S.C. §2721 | Driver's Privacy Protection Act: what a state DMV may disclose | Read Sept 30, 2026 |
| 18 U.S.C. §2722(a) | Driver's Privacy Protection Act: obtaining motor vehicle record data | Read Sept 30, 2026 |
| 47 U.S.C. §227 | Telephone Consumer Protection Act | Read Sept 30, 2026 |
| 47 CFR 64.1200 | The FCC's rules implementing the Telephone Consumer Protection Act | Read Sept 30, 2026 |
| 16 CFR 310.4 | The FTC's Telemarketing Sales Rule (16 CFR Part 310): its section on abusive telemarketing acts | Read Sept 30, 2026 |
| telemarketing.donotcall.gov | The FTC's National Do Not Call Registry page for telemarketers | Read Sept 30, 2026 |
| FDACS: Florida Do Not Call | Florida Department of Agriculture and Consumer Services, Florida's do-not-call list | Read Sept 30, 2026 |
| section 501.059, Florida Statutes | Florida Telephone Solicitation Act | Tried Sept 30, 2026: the site didn’t open, so it’s linked, not summarized |
| section 501.616, Florida Statutes | Florida Telemarketing Act | Tried Sept 30, 2026: the site didn’t open, so it’s linked, not summarized |
Is skip tracing legal?
This is not legal advice. Generally, yes. Looking up a property owner's contact information in public and commercial records is generally legal, but some sources are restricted: the Driver's Privacy Protection Act makes it unlawful to knowingly obtain personal information from a motor vehicle record for a use it doesn't permit (18 U.S.C. §2722(a)). The main rules cover how you use the data and how you contact people. The Fair Credit Reporting Act covers consumer reports used for credit, insurance, employment and the other purposes it lists (15 U.S.C. §1681a(d)(1)); Tracer data is marketing contact data only. For calls, the FCC's rules (47 CFR 64.1200) and the FTC's Telemarketing Sales Rule (16 CFR Part 310; the calling rules this guide cites are in 16 CFR 310.4) set calling hours, the National Do Not Call Registry and consent for autodialed and prerecorded calls.
Can I use skip tracing data for tenant screening?
Not Tracer data. Tracer isn't a consumer reporting agency and its data isn't a consumer report. Our acceptable use policy forbids using it to decide anyone's eligibility for credit or loans, employment, insurance underwriting, housing or tenancy, or any other purpose the Fair Credit Reporting Act covers. Use it to reach owners about their property.
Read the acceptable use policyDo I have to check the National Do Not Call Registry?
For telephone solicitations, yes. The FCC's rule bars them to residential subscribers on the national registry (47 CFR 64.1200(c)(2)). Its safe harbor, for a call made in error, asks for all of these: written procedures, trained staff, a recorded list of numbers you may not call, a registry copy no more than 31 days old and registry access bought from its administrator (47 CFR 64.1200(c)(2)(i)). The FTC's rule bars sales calls to registered numbers unless the seller has the person's written agreement or an established business relationship (16 CFR 310.4(b)(1)(iii)(B)). Tracer flags Phone 1 against your do-not-call list and ours; it doesn't check the National registry, so that part is yours.
The registry’s page for telemarketersWhat hours can I cold call?
Under federal rules, no telephone solicitation to a residential subscriber before 8 a.m. or after 9 p.m., local time where the person you're calling is (47 CFR 64.1200(c)(1); the FTC's rule sets the same hours in 16 CFR 310.4(c)). The FCC applies its hours and do-not-call rules to cell phones too, to the extent its 2003 order describes (47 CFR 64.1200(e)). The federal law leaves room for stricter state rules on calls within a state (47 U.S.C. §227(f)(1)), so check the state's law too. For Florida numbers, the Florida Telemarketing Act (section 501.616, Florida Statutes) has its own rules. Its text didn't open for us on Sept 30, 2026, so this guide doesn't summarize it: read it before you set your calling hours.
Section 501.616, Florida StatutesCan I autodial or text owners' cell phones?
Not without consent. For a telemarketing call made with an autodialer or a prerecorded voice to a cell phone, the FCC's rule asks for the called party's prior express written consent (47 CFR 64.1200(a)(2)). Texts are covered by the Telephone Consumer Protection Act too, with consent rules this guide doesn't cover. Tracer sends no texts, and our done-for-you service calls the list; it doesn't text it.
Does Tracer use DMV or vehicle records?
No. The Driver's Privacy Protection Act restricts personal information from motor vehicle records: a state DMV may disclose it only for the uses the act lists (18 U.S.C. §2721), and knowingly obtaining it for any other use is unlawful (18 U.S.C. §2722(a)). Tracer uses no DMV or vehicle data.
Is Florida different?
Florida keeps its own do-not-call list, run by the Florida Department of Agriculture and Consumer Services, and has its own laws on sales calls: the Florida Telephone Solicitation Act (section 501.059, Florida Statutes) and the Florida Telemarketing Act, whose section 501.616 has its own rules for calls to Florida numbers. The Legislature's statute sites didn't open for us on Sept 30, 2026, so this guide doesn't summarize either one. Read both before you call Florida numbers.
Section 501.059, Florida StatutesTrace the list. Then call it by the rules.
Tracer returns each owner’s best number (Phone 1) with its line type, the caller name (CNAM) checked against the owner, and a DNC flag against your list and ours. The National registry scrub stays with you.